Better way to sell and buy your home 

If you or someone you know is considering selling their home but is apprehensive about navigating the low inventory market, the following information could prove invaluable.

Many homeowners leverage the equity in their current property as a down payment for their next home. Traditionally, accessing this equity entails selling the existing home. However, we offer a solution—a 0% interest rate, no payment required Home Equity Line of Credit (HELOC), which swiftly addresses the down payment challenge.

Furthermore, a significant hurdle for many sellers is their inability to qualify for a mortgage on their subsequent home due to their current mortgage payment factoring into their debt-to-income ratio. Our specialized program involves mortgage underwriters disregarding your current mortgage payment, thereby resolving the mortgage qualification impediment.

Here's a streamlined overview of the process:

1.      Locate your next home, submit an offer, and secure it under contract.

2.      Utilize the 0% HELOC for your down payment.

3.      Qualify for a mortgage, with your current mortgage payment disregarded.

4.      Complete the purchase of your next home and settle in.

5.      Take up to four months to sell your current home—an ample timeframe.

6.      Repay the mortgage on your current home and our HELOC.

 Here is the best part….  

·         Your selling commission will be no more than what you would pay traditionally…

·         Your mortgage rate on next mortgage will be the same rate that you would get if you had the down payment in savings and if you could qualify with two mortgage payments.

 That’s why this is a Better way to sell and buy